Solutions
Skimming Prevention: FMi Anti-Skimming Solutions
In order to prevent the criminal from successfully duplicating and using ATM cards, ideally both, but at least one of the two key items, the bank account information and the PIN, should be prevented from being captured by the criminal.
FMi offers anti-skimming solutions that protect against the capturing of both bank account information and customer's PINs.
Prevention of card skimming
FMi has developed skimming detection and prevention solutions that can be used with any type of card reader, whether it is a motorized, DIP, or swipe type reader.
The anti-skimming solutions offered range from mechanical devices that prevent a skimmer from being attached or function, to sophisticated electronic devices that detect a skimmer when placed by a criminal. The electronic anti-skimming devices typically consist of:
- A sensor, which detects the addition of a skimmer to the device that it is installed in. The sensor automatically recalibrates itself to gradual and minor changes that may occur during normal operation and environmental conditions, e.g. rain drops on the card reader's bezel or environmental temperature and humidity changes, in order to prevent false alarms from being triggered. Because of its principle of operation, it does not suffer from "calibration" drift, typical of less sophisticated capacitive detection solutions. The sensor is typically integrated in the bezel of the card reader.
- A processing unit which contains all intelligence needed to process and respond to the sensor data input. The sensor data is interpreted by means of sophisticated, patented algorithms in order to determine whether a detected change in electromagnetic field surrounding the card reader is an innocent and temporary change caused by environmental conditions or simply the proximity of the hand of a legitimate user, or an actual change or addition to the card reader, potentially caused by the installation of a skimming device.
PIN protection
In addition to skimmer prevention and detection, FMi also offers a wide variety of solutions that prevent the criminal from being able to observe the keystrokes and capture the PIN, typical of a mechanical nature.
Back end solutions
Other anti-skimming solutions offered by FMi addresses skimming by insiders, such as cases where employees have access to bank account or PIN data, and typically include procedural analysis and recommendations and encryption technologies.
Most anti-skimming solutions are customized to the specific potential skimming target, after an extensive analysis by our anti-skimming expert team. Please contact us for an anti-skimming solution for your situation.